Ayushman Card (Golden Card): How to Get Free Treatment? Complete Guide – Multispeciality Hospital in Dehradun

 

There is one reason why many families refuse hospital treatment:

Medical expenses.

Individuals postpone surgery, neglect symptoms, and go on with the pain as they believe that hospital treatment is expensive.

But the thing that most people, nevertheless, do not know is as follows:

Already you might be covered by the Government of India health scheme - Ayushman Bharat by which you can receive free treatment up to 5 lakh/year.

This is what is referred to as the Golden Card.

This scheme is available to you in case you are a resident of Uttarakhand or other regions; you will not need to pay money in order to get major treatment, surgeries, and hospitalization.

What Is the Ayushman Card (Golden Card)?

Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a health insurance initiative by the government, which aims at assisting economically deserving families in getting medical services in cashless form.

Beneficiaries are issued with an Ayushman Golden Card after verification.

This card enables one to get treatment in registered hospitals without incurring the cost of hospitalization.

What Treatments Are Covered?

The scheme includes numerous medical and surgical treatments in a multispecialty hospital and includes:

• General surgery

• Hernia surgery

• Gallbladder stone surgery

• Appendix surgery

• Urology procedures

• Gynecology treatment

• Orthopedic treatment

• Gastrointestinal treatment

• Emergency hospitalization

Above all, the payment is cashless.

The scheme is a direct settlement of the hospital bills.

Who Is Eligible?

The eligibility is made on the government records (SECC database).

As a rule, lower-income or weaker families are eligible.

You may be eligible if:

• And your name is also in the Ayushman Bharat beneficiary database.

• you possess a ration card or family book.

• Your category is a qualifying socio-economic category.

Confirmation may be made at a certified help desk by hospitals.

Checking to See if You Are Eligible.

The process is simple:

• Visit hospital registered under Ayushman.

• Go to the Ayushman help desk

• Produce Aadhaar card/ration card.

• Eligibility of staff checks in the government portal.

• Golden Card is created (when it is due)

Treatment can be done using the scheme immediately after approval.

How Free Treatment Works

Most patients believe that they will pay later and claim first.

That is not required.

The operations are fully cashless:

• Hospital verifies your card

• Physician examines you.

• Treatment or surgery is not refused.

• Costs of hospitalization and procedures are financed.

You will not have to pay admission and surgery fees that are under the scheme.

Why This Scheme Is Important

Patients tend to overlook such health issues as:

• Hernia swelling

• Gallbladder stones

• Kidney problems

• Gynecological issues

• Pain in the joints that must be operated on.

They postpone care due to the issue of costs.

Ayushman Bharat gets rid of that obstacle.

The early treatment precludes complications and enables patients to go back to normal life promptly.

Documents Usually Required

When coming to the hospital, do not forget to carry:

• Aadhaar Card

• Ration Card (if available)

• Mobile number associated to Aadhaar.

• Other medical reports (in case of any)

Patients are taken through the whole process by the hospital team.

Advantages of Receiving Care in a Multispecialty Hospital.

A registered multispecialty hospital has the advantage of:

• Several experts under a single roof.

• Proper diagnosis

• Surgical facilities

• Emergency care

• Post-treatment follow-up

• Patients do not have to go to other centers since they are treated under coordination.

Final Words

Financial fear should not serve as an excuse not to treat anyone.

In case you or a family member require surgery or hospitalization, then first check the eligibility by Ayushman Golden Card scheme.

You might have already free and quality healthcare at your disposal.

It can prevent complications and help to live with a better quality, and with the Golden Card, it is possible to do it without financial pressure.

FAQs:

1. The extent to which Ayushman Bharat covers treatment?

Cashless treatment coverage can be given to eligible families up to 5 lakh in a year.

2. Does it include surgery under the Golden Card?

Yes. Most of the surgeries such as hernia, gall bladder and others are included in registered hospitals.

3. Am I required to spend any cash at the hospital?

In cases when the procedure covered, the treatment becomes cashless once approved as part of the scheme.

4. Is it possible to use the card as soon as it is verified?

Yes, it can start to get treated as soon as the eligibility is checked and the card is created.

5. Is it just the scheme to be hospitalized?

It primarily reimburses inpatient care, surgery and other hospital bills.